Intercoastal Mortgage Company and Associates, Inc.
"Your Partner In Lending"

Intercoastal Mortgage Company and Associates, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA
Reverse Mortgage, Exclusively for Seniors
Conventional Mortgages
VA
USDA
Home Equity Loans
Private Funding
Construction Loans
Commercial Loans

FHA

Our most popular program.  Low Down Payment for Purchases. Up to 95% cash out for refinances.  Low FIXED rates and terms to 30 years.


Reverse Mortgage, Exclusively for Seniors

Seniors 62 and older take advantage of your home's equity.  Let your home supplement and make your retirement stress free and payment free.  Never make another Mortgage Payment!  Never have to move from your home!  Money can be used for anything: 

 Supplement your retirement income:

  • Use for daily living expenses,
  • Cover medical expenses,
  • Take care of repairs to your home,
  • Modify your home to make it wheelchair friendly,
  • Pay for health care,
  • Buy a car, 
  • Buy a vacation home,
  • Pay property taxes,
  • Prevent foreclosure.


Conventional Mortgages

Fixed Rates, up to 30 years term, competitive rates and programs.  Offering Interest Only or Adjustable Rates also. 


VA

Special Loan Programs exclusively for Veterans.  Offering 100% purchase and 100% cash out refinances.  Federally insured program honoring American Veterans!


USDA

Offering 100% finance through Florida.  No minimum credit score. Low rates.  Ask how your closing costs can be financed.


Home Equity Loans

Use your equity to consolidate bills, reduce your monthly payments and get your budget in line.  Offering fixed rates and lines of credit.


Private Funding

We offer funding for the credit challenged. 


Construction Loans

Build your dream home today and let us arrange your financing


Commercial Loans

Offering Commercial financing and a variety of programs for the business owner